Issue link: https://digital.copcomm.com/i/99010
Your pocketbook Help your local win a $200, $300 or $500 grant from NEA Member Benefits One of the best-kept secrets about NEA benefits is the free life insurance provided to all members from NEA Member Benefits If you're an educator, you could win a brand new iPad mini just in time for the holidays orace Mann Insurance Companies, whose products are endorsed by NEA and DSEA, has 15 of them to give away in 15 days —between Dec. 10 and Dec. 24, — and all you have to do for a chance to win is "Like" the Horace Mann Facebook page at www.facebook.com/HoraceMannIn surance. Residents of Delaware, Maryland and Pennsylvania are eligible. Residents of New Jersey are not. H No purchase necessary A pur. chase will not increase your chances of winning. Only Educators – as defined in the official rules available at horacemann.com – who are U.S. residents 18 years or older are eligible. Approximate value of all prizes is $4950. Odds of winning any prize depend on the number of eligible entries received. Sponsored by Horace Mann Service Corp., 1 Horace Mann Plaza, Springfield, IL 62715. Void where prohibited. What every NEA Member should know about planning for Long-Term Care -from NEA Member Benefits Who buys Long-Term Care Insurance? Generally speaking, long-term care insurance is often purchased by people who have current or past experience providing care for a loved one. They quickly find out that disability, Medicare and health insurance do not cover long-term care expenses. Those who need long-term care typically don't want their spouses or children to put their lives on hold to become their caregivers. In addition, many people planning for retirement consider long-term care insurance an important part of their financial plan and as a way to protect their retirement savings from the high cost of care. At what age should I start planning for Long-Term Care? Experts recommend that you begin to think about long-term care between ages 45 and 55. Premiums are based on age, so the younger you are when you obtain coverage, the lower your premium will be. Who can apply for the NEA Long-Term Care Insurance Program? NEA members and their parents, grandparents and adult children are all eligible for the Program's exclusive features and pricing. Isn't Long-Term Care Insurance expensive? People are often surprised at how affordable long-term care insurance can be. Factors considered in determining costs include your age and health status. You certainly want to act while your health is good, so you're not in jeopardy of not qualifying. How can I learn more? Learn about suitable long-term care insurance options for your particular situation by calling an NEA Long-Term Care Advisor at 1-855NEA-4LTC. The advisor will also be able to provide a free, no-obligation quote on request. 20 Nov./Dec. 2012 DSEA ACTION! ree, complimentary life insurance is a benefit to all NEA members, but you have to sign up for it and indicate a beneficiary It's easy, but despite that, . only a small percentage of DSEA members have gone online to sign up. Here's what this automatic term life provides: • A guaranteed benefit provided at no cost to Active, Staff, Reserve and Life members • Up to $1,000 of term life insurance • Up to $5,000 of accidental death and dismemberment coverage • Up to $50,000 of AD&D insurance for any covered accident that occurs while on the job or serving as an Association Leader • $150,000 of life insurance for unlawful homicide while on the job. F So, NEA Member Benefits, between January 1, 2013 and March 1, 2013, would like to encourage local associations to spread the word about this free life insurance coverage. And, for the top three locals who have the largest percentage of increase in people signed up, they will be awarded grants of $500, $300 and $200. The awards will be announced at DSEA's March 9 Representative Assembly in Dover. If, for example, you know that you haven't signed up for this insurance (formerly called Dues Tab, for the more senior members), after January 1, please follow these steps so that your enrollment will count towards this contest: 1. To register, go to www.neamb. com. 2. Click on REGISTER under the log-in box. If you are already registered at neamb.com, you may skip to step 5. 3. Register – please note that you need to use a personal, not work, email address. 4. On the left rail, click "Member Benefits" and a drop-down menu will appear. 5. Click "Insurance" and all insurance programs will appear. 5. Click "NEA Complimentary Life Insurance" (formerly known as NEA Dues Tab). 6. Click "Enroll Now" and a new window will appear, which is prepopulated with your information. 7. Name your beneficiary and then click REGISTER. You are finished! Or call NEA Member Benefits directly at 1-800-637-4636. Free "Mastering RtI" course offered by Educational Impact n partnership with the NEA Academy, Educational Impact generously invites all educators to learn how to make each and every student successful in the classroom through a free Mastering RtI course. The Mastering RtI course covers: I Introduction to RtI Implement an Effective RtI Process Build and Maintain an RtI Team SLD Identification and the RtI Process Free tuition for all NEA members! If you need graduate credits or relicensing credits, you can earn them with this online course. Educational Impact provides a variety of graduate credit options to NEA Academy members through its partnership with three accredited colleges/universities. To obtain graduate credit, a participant must successfully complete the Educational Impact program work, pass associated online assessments, and complete additional assignments set forth by the partner university . For more information about the partner universities and the Mastering RtI course, go to www.neaacademy.org/continuingeducation/mastering-rti-a-step-bystep-approach.html. www.dsea.org