DSEA Action!

March/April 2013

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Prepare for retirement Free information on pension system from State very year the State of Delaware's Office of Pensions holds free information session for state employees – that includes school employees – and their families regarding pension plan benefits. No registration is required. Individual retirement estimates will not be distributed at these sessions, but participants will learn how to prepare their own estimated benefit using the Pension Office website at www.delawarepensions. com. E NEW CASTLE COUNTY March 28, 2013 – Brandywine High School auditorium April 16, 2013 – Stanton Middle School auditorium April 24, 2013 – Stanton Middle School auditorium www.dsea.org KENT COUNTY May 2, 2013 – Delaware Tech Terry Campus Corporate Training Center SUSSEX COUNTY April 30, 2013 – Delaware Tech Owens Campus Conference Center Our own DSEA-Retired offers a free workshop on March 16 in Georgetown with information you should know about Delaware's retirement system. See page 14. DSEA-Retired sponsors a fall PreRetirement Workshop also, which will be held in New Castle County . www. delawarepensions. com/calendar/ preretirement_workshops. shtml LIMITED TIME OFFER. ACT NOW! 302-678-8000 | 888-818-3328 www.doverfcu.com *Offer is valid for a limited time only, subject to membership eligibility and credit approval. APR is the Annual Percentage Rate, which is the advertised rate. The advertised rate may vary based on credit worthiness, and terms. The advertised rate is a fixed rate for a loan term of no more than 10 years (120 months), requires a first lien position against your home, and 80% loan to value. The stated rate is discounted 0.5% and includes a requirement of automatic loan payment transfers and having direct deposit to your checking account. Home Equity loans or lines currently financed with Dover Federal Credit Union cannot be refinanced with this offer. This offer may not be combined with any other offer. See Credit Union for details. March/April 2013 DSEA ACTION! 21

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