California Educator

FEBRUARY 2010

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CTA Members Are Our Priority at First Financial! BETTER VALUE Get More for Your Money in 2010 Auto loans with rates as low as 5.24% APR!* Free Checks for Life** with any FFCU Checking Account! Deposit Accounts with High Yields and More! BETTER SERVICE We’re Dedicated to Member Satisfaction Over 95% of FFCU members said they would recommend FFCU! Have you experienced the First Financial difference yet? BETTER CONVENIENCE Enjoy More ATMs without Paying a Surcharge First Financial Bank of America Chase 28,000+ ATMs*** 18,000 ATMs*** 14,500 ATMs*** We’ve Been Helping CTA Members Earn More and Save More Money for Over 75 Years! (800) 537-8491 www.ffcu.org Earn More and Save More at First Financial: Endorsed by: All loans are subject to credit approval and all FFCU policies and procedures. Rates, terms and conditions subject to change without notice. Other restrictions may apply. Please call for complete account/product information or refer to your Truth-in-Savings disclosure. *5.24% APR is for new auto loans up to 48 months. Representative example: A $20,000 new auto loan at a fixed rate of 5.24% APR for 48 months would require 48 monthly payments of $464.79. Te rate reflects a 1.00% APR discount for automatic auto loan payments from a FFCU checking account. **Free Checks for Life is only available for FFCU Image checks. Other limitations may apply. ***Nationwide totals; FFCU includes access to no-surcharge CO-OP ATMs. Other financial institutions’ proprietary ATM statistics obtained from each bank’s web site. Call for locations. First Financial is an equal opportunity lender. Te BEST Place for All of Your Financial Needs! Find out how a FFCU Checking Account Can Save You Money on an Auto Loan and Earn You More Money on a Super Savers Account! Proudly Serving CTA Members for Over 75 Years!

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