California Educator

JUNE 2010

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CTA Members: Save Money on Your Next Auto Loan at First Financial! ♦ New and used rates as low as 3.99% APR* ♦ Receive a 1.00% APR discount for automatic payments from your FFCU checking account ♦ Receive additional discounts exclusively designed for First Financial members ♦ Enjoy Summer Skips** and skip up to 2 car payments this summer ♦ No payment for first 90 days*** ♦ And much more! You’re in the driver’s seat, so why not get started today? (800) 537-8491 ♦ www.ffcu.org Auto Buying Service Endorsed by: All loans are subject to credit approval and all FFCU policies and procedures. Rates, terms and conditions subject to change without notice. Other restrictions may apply. APR=Annual Percentage Rate. *3.99% APR is for new and used auto loans up to 48 months. The rate reflects a 1.00% APR discount payment through automatic transfer from a FFCU checking account. Rate may vary based on credit history and term of loan. Representative example: A $20,000 new auto loan at a fixed rate of 3.99% APR would require 48 monthly payments of $451.49. Rate effective 5/14/10. **Requires application and loan department approval, and is not available on loans secured by real estate. ***Loan Department approval required; deferrals may be affected by your credit history and other criteria. Interest still accrues. FFCU is an equal opportunity lender. Call for complete details. Save thousands of dollars on your next vehicle with this service! You don’t even have to visit the dealer! Proudly Serving CTA Members for Over 75 Years!

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