DGA Monthly

1 2 I D G A M O N T H L Y Important Benefits Update from the DGA-Producer Pension & Health Plans — continued from page 11 ELIMINATION OF NON-NETWORK INPATIENT BENEFITS, EFFECTIVE MARCH 1, 2026: The Health Plan contracts with Anthem Blue Cross to provide a broad network of inpatient facilities in the United States from which participants may choose to receive services. These network facilities have agreed to charge contracted, discounted rates, thereby reducing costs for both you and the Health Plan. Non-network facilities, on the other hand, may charge any amount they choose, which results in higher costs for both you and the Health Plan. Given the extensive inpatient network offered by Anthem, the Health Plan will terminate coverage of all non-network inpatient benefits in the United States effective March 1, 2026 (Presently, more than 99% of inpatient claims paid are incurred at network facilities.) This means that, except for Emergency Services as defined beginning on page 66 of the March 2025 Health Plan Summary Plan Description, all non-network inpatient services, including hospitalizations, mental health and chemical dependency treatments, etc., must be provided at an Anthem network facility to qualify for coverage under the Health Plan. For a list of network inpatient facilities, please visit our Provider Finder at www.dgaplans.org/networkproviders. INCREASE IN THE ANNUAL DEDUCTIBLE, EFFECTIVE JANUARY 1, 2027: The Health Plan's current annual deductible has remained unchanged since 2009, despite a significant rise in healthcare inflation over the intervening period. Given the rise in healthcare costs, the Health Plan's annual deductible will increase beginning in 2027. Effective January 1, 2027, the Health Plan's annual deductible will increase from $325 per person/$975 per family to $400 per person/$1,200 per family. This means that, beginning January 1, 2027, you must pay out-of-pocket for Covered Expenses up to these amounts before the Health Plan will pay any benefits. Your annual deductible resets each Plan Year (which for the DGA–Producer Health Plan is the same as the calendar year) that you are covered. The current deductible of $325 per person/$975 per family remains in effect for calendar year 2026. INCREASE IN MINIMUM EARNINGS REQUIRED TO QUALIFY FOR HEALTH PLAN COVERAGE: Effective with earnings periods beginning on or after January 1, 2026, the minimum earnings required to qualify for Health Plan benefits will increase from $39,820 to $41,215 for the DGA Choice Plan and from $129,150 to $133,670 for the DGA Premier Choice Plan. This 3.5% increase aligns with the most recent wage increase negotiated by the DGA in its Collective Bargaining Agreements and is consistent with past annual increases. The Trustees' objective in making these changes is to protect the participants' benefits, while making judicious decisions about where cost savings can be achieved. — continued on page 15

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