Wyoming Education Association

Fall 2015

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Back To School 2015 | WEAnews 22 Credit & Loans NEA credit cards give you a choice of great rewards and competitive rates. With the NEA ® Cash Rewards Card, for example, you earn 1% cash back on purchases everywhere, every time. Earn 2% at grocery stores and 3% on gas for the first $1,500 in combined purchases in these categories each quarter. 1 Visit neamb.com/cashrewards The NEA Home Financing Program ® 2 offers purchase and refinance mortgages, home equity loans, and lines of credit. Visit neamb.com/hf The NEA Personal Loan ® can be a faster way to pay off your higher-interest-rate balances. If you owe from $5,000 to $25,000, this loan could be a great way to consolidate it—and take control of your finances. Visit neamb.com/personalloan The NEA ® Smart Option Student Loan® by Sallie Mae® lets you borrow up to 100% of college tuition, room, board, and other costs—and you can defer payments until a‡er graduation. 3 Visit neamb.com/studentloan Prepaid The NEA ® Visa ® Prepaid Card 4 helps you manage your money and control spending. Add money to the card account, then use it every day to shop online or pay bills (fees may apply). You can even set a budget and track your monthly spending. No credit check† or minimum balance is required. Start making life easier, today. Visit neamb.com/prepaid Retirement Our Online Retirement Planning Center provides timely tips and tools for every member, whether you are just starting a career, already retired, or somewhere in between. The center also offers access to a specialized Retirement Income Calculator that knows details of your state pension plan, and tells you if you're saving enough. And you even get Kiplinger's Retirement Report FREE every month. The NEA ® Retirement Program offers a suite of products to help you manage your retirement savings and income needs. NEA Members Insurance Trust ® It provides valuable insurance coverage to members like you: NEA ® AD&D Insurance NEA ® Complimentary Life Insurance NEA ® Group Term Life Insurance NEA ® Guaranteed Issue Life Insurance NEA ® Introductory Term Life Insurance NEA ® Level Premium Term Life Insurance Health Insurance NEA ® Retiree Health Program 5 helps retired members save with lower rates, on average, than the leading plan. It's provided by the NEA Members Insurance Trust and underwri™en by United American Insurance Company. NEA ® Group Part D Program 5 helps manage the costs of a wide variety of prescription drugs. Visit neapartd.com America's leading insurers provide these member-only plans at preferred rates. They make the best care more affordable for you, your family, and even your pets: NEA ® Dental & Vision Insurance Plans NEA ® Group Hospital Indemnity Insurance Plan NEA ® Hospital Income Insurance NEA Income Protection ® Plan (Disability Insurance) NEA ® Long-Term Income Care Insurance NEA ® Pet Insurance Auto & Home Insurance The NEA ® Auto & Home Insurance Program provided by California Casualty offers coverage designed for educators. Drivers who switch save an average of $443 a year. Combine your auto and homeowners/renters and take advantage of even greater savings. NEA also offers coverage for floods, earthquakes, mobile homes, personal umbrella, recreational needs, auto insurance for antique and classic cars, motorcycles, recreation vehicles, boats, and snowmobiles. Visit neamb.com/homeandauto & neamb.com/specialtyinsurance to learn more. †Subject to ID verification. *Savings products offered by Discover Bank, Member FDIC. Visit neamb.com/retire for information designed to help you prepare for the changing and challenging retirement landscape. Savings * Get more for your money through our high-performing savings products, which include: NEA® Certificate of Deposit NEA® IRA Certificate of Deposit NEA® Money Market Account NEA® Online Savings Account Build a better life with NEA Member Benefits. By negotiating with America's largest companies, we've saved NEA members like you more than $10 million. Our programs and services deliver the recognition you deserve. Read on to see all that's available to you. Learn more at neamb.com/learnmore. And if you have any questions, don't hesitate to call 1-800-637-4636. Unlock all the benefits of your NEA membership. Programs & Services 2015–2016 Member Benefits

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