California Educator

MARCH 2011

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Save Money on Your Next Vehicle at First Financial!  New & Pre-Owned Auto Loan Rates as low as 3.99% APR*  Receive a 1.00% APR Discount for automatic payments from your FFCU checking account  Receive Additional Discounts designed exclusively for First Financial members  Enjoy Summer Skips** and skip up to 2 payments during the summer months  No Payment for First 90 Days***  And Much More! You’re in the driver’s seat at First Financial! (800) 537-8491  www.ffcu.org Exclusive Auto Buying Service Benefits Include: Endorsed by: All loans are subject to credit approval and all FFCU policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. APR=Annual Percentage Rate. *3.99% APR is for new and used auto loans up to 48 months. Representative example: A $20,000 new auto loan for 48 months would require 48 monthly payments of $451.49. The rate reflects a 1.00% APR discount for automatic auto loan payments from a FFCU checking account. **Requires application and Loan Department approval, and is not available on loans secured by real estate. Call for complete details. ***Loan Department approval required; decision may be affected by your credit history and other criteria. Interest still accrues.  Value – we get you the most car for your money  Service – we work on your behalf  Convenience – just call us and we’ll do the rest  Trust – our Auto Buying team has over 70 years of experience Ask us how today! Proudly Serving CTA Members for Over 77 Years!

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