Issue link: http://digital.copcomm.com/i/229155
WATCH QEIA PANEL DISCUSSIONS ON VIDEO about best practices were captured on video by CTA, and that's a good thing for any educator who wants to learn more about shaking up school structures and meeting student needs. These nine educators and a parent from QEIA-supported low-income schools shared their experiences at CTA's Nov. 7 QEIA symposium during two revealing panel discussions of less than one hour each. You can listen to their insightful comments on class sizes, teacher collaboration, parental involvement, building local accountability, and other crucial topics on two videos posted at www.cta.org/qeia (just scroll down to the bottom of that page). Also, watch a video in which researcher Courtney Malloy of Vital Research discusses the lessons learned from QEIA. CANDID WORDS OF WISDOM The symposium panelists were: Panel 1: Structures for School Success • J EANNE CONTRERAS, Teacher, Gulf Avenue Elementary (Los Angeles USD) • NOAH KING, Teacher, Marylin Avenue Elementary (Livermore Valley Joint USD) • D EAN MCGEE, Principal, West High School (Kern High School District) • DAVID NEVAREZ, Principal, Harmon Johnson Elementary (Twin Rivers USD) • MARIA PONCE, Parent, Harmon Johnson Elementary (Twin Rivers USD) Panel 2: Changing Classroom Practices: Meeting Student Needs • R ICHARD CARRAZANA, Teacher, Harmon Johnson Elementary (Twin Rivers USD) • YESSENIA DIAZ-HUERTA, Teacher, Ernest Geddes Elementary (Baldwin Park USD) • CHRIS JUNG, Teacher, Columbia School (El Monte City Elementary District) • GLORIA RODRIGUEZ, Teacher, Evergreen Elementary (East Whittier Elementary District) • GABRIELA TAVITIAN, Principal, Evergreen Elementary (East Whittier City School District) Educator 12 Dec 2013 v2.0 int.indd 51 Better than FHA Another smarter banking idea from Logix, the 3% Down Home Loan – simple and transparent. n 25-day funding guarantee n No upfront premiums n Fixed rate loan MorTgAge INsurANCe vs. FhA preMIuMs Down Payment Logix Loan with Mortgage Insurance FHA Loan Upfront Premium Monthly Premium Savings with Logix 3% 0 $229.16 1st Year $4,550.08 3.5% Loan Type $6,125 $393.75 Premiums shown for a $350,000, 97% LTV. Maximum LTVs require FICO of 700 or higher. Logix Conventional /FHA comparison does not include closing costs. Logix Conventional assumes 1.5% point price adjustment per Fannie Mae guidelines. Apply Today! Call (866) 775.5328 www.lfcu.com There's a Logix Branch in Your Neighborhood Burbank (866) 350.5328 Simi–Cochran St (888) 738.5328 Valencia Promenade (866) 748.5328 Golden Valley (866) 786.5328 Simi–Tapo Canyon (877) 974.5328 Westlake Village (866) 400.5328 Newbury Park (877) 944.5328 Stevenson Ranch (866) 756.5328 Woodland Hills (866) 767.5328 Palmdale (877) 894.5328 Thousand Oaks (877) 964.5328 Pasadena (866) 758.5328 Valencia Bouquet Cyn (866) 757.5328 Available for owner-occupied residences only. Loan amounts up to $417,000. 3% down program requires a 700 minimum FICO. If receiving gifted funds for down payment, minimum 740 FICO. 3% Down payment does not include closing costs or reserves. 25 Day Closing Guarantee. Logix will close your loan in 25 days or by the date specified in the purchase contract, provided the date is 25 days from Logix's receipt of a completed loan application and all requested documents. If the loan fails to close on time due to a delay by Logix you may receive a credit up to $2,000 of buyer's closing costs at time of funding. Guarantee applies to purchase transactions that are 1st trust deed mortgage loans meeting Logix lending guidelines. Guarantee "credit" must be requested by borrower, prior to signing loan closing documents. Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The Guarantee to close does not apply if your closing is delayed due to the 3-business day waiting period. 12/14/13 3:33 PM